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Council House gavimas UK

QUOTE(Kuzia @ 2010 02 12, 12:57)
Nu ka, labas, kaimynka biggrin.gif . O kokioj area tas namas? unsure.gif  Koks kontingentas aplink gyvena? Kokie aplinkiniu mokyklu reitingai? Manau, tai irgi svarbu keliantis kazkur gyvent. Ypac ilgelesniam laikui ir su vaikais.

Na, tie 'council' namai tikrai nėra geruose rajonuose. Tačiau palyginus juos tarpusavyje vieni geresni, kiti ne. Šis buvo NW2 Cricklewood. Vieta tai nekokia. Tačiau tame ir esmė, kad vietą gali rinktis, kai ieškai namo išsinuomoti. O čia situacija kitokia. Aš to namo atsisakiau.. vien vonia miniatiūrinė ir dar pirmame aukšte.
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QUOTE(WildCat @ 2010 02 12, 20:07)
Na, tie 'council' namai tikrai nėra geruose rajonuose. Tačiau palyginus juos tarpusavyje vieni geresni, kiti ne. Šis buvo NW2 Cricklewood. Vieta tai nekokia. Tačiau tame ir esmė, kad vietą gali rinktis, kai ieškai namo išsinuomoti. O čia situacija kitokia. Aš to namo atsisakiau.. vien vonia miniatiūrinė ir dar pirmame aukšte.

Nu viskas aisku unsure.gif . Nenusimink irnesakyk.gif .
O Cricklewoodas ne Brentui priklauso g.gif ?
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Neverta ziuret counculinio property, nes kiek skaitau postus - visur jie apleisti ir remonto reikia belekiek. Kol neturejau baisiai jo norejau, o dbr save keikiu kam ejau ir viska ten tvarkiau. Aisku, ji pasiemiau greit, nes kiti reikalai spaude ir ne buvo kitos iseities. Darau paprastuti remonta, bet pinigeliai plaukia, vien darbininkams uz darba kiek iseina doh.gif verysad.gif . Dbr galiu sakyk is savo patirties. Jei yra rimta beda tada eikit to counculinio ziuret, o jei ne - tai ne. Sutaupysit ir laiko, ir pinigu, i nervu. O dar gyventi kaiminystej galit su 'bomzais' ta zodzio prasme.
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Labukas visoms 4u.gif
Pazystu zmoniu,kurie yra gave naujus council butus ir labai patenkinti smile.gif kadangi pas mus pietvakariuose tasku sistema,tai niekas neaisku,kiek laiko laukti doh.gif
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Sveikutes 4u.gif . Su vyru darbuojames UK, o dukryte esame palike LT. As dirbu normaliai su dokumentais (part time), o vyras nelagaliai, jokiu dok neturi (nei NIN, juo labiau Home Office). Gyvename name, kuriame dar gyvena kiti zmones (kiekvienas turi savo kambari ir kiekvienas kambarys yra sunumeruotas).
Labai norime atsivezti dukryte, bet pries tai noretume pabandyti gauti savo buta, nes gyventi name su tiek daug zmoniu (kurie ruko zole, muzika iki ryto ir pan...) ir vaiku, tai nesamone, o patys nuomotis buta nezinau ar uztektumem pinigu...
Ar mum reikia pateikti kazkokius irodymus, kad mes turime vaika? Ir siaip gal kas gali ka patarti, nes esu dar visai zalia blush2.gif
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QUOTE(pretty_woman @ 2010 02 17, 17:20)
Sveikutes  4u.gif  . Su vyru darbuojames UK, o dukryte esame palike LT. As dirbu normaliai su dokumentais (part time), o vyras nelagaliai, jokiu dok neturi (nei NIN, juo labiau Home Office). Gyvename name, kuriame dar gyvena kiti zmones (kiekvienas turi savo kambari ir kiekvienas kambarys yra sunumeruotas).
Labai norime atsivezti dukryte, bet pries tai noretume pabandyti gauti savo buta, nes gyventi name su tiek daug zmoniu (kurie ruko zole, muzika iki ryto ir pan...) ir vaiku, tai nesamone, o patys nuomotis buta nezinau ar uztektumem pinigu...
Ar mum reikia pateikti kazkokius irodymus, kad mes turime vaika? Ir siaip gal kas gali ka patarti, nes esu dar visai zalia  blush2.gif


Pirmiausiai vyras turi susitvarkyti visus dokumentus del darbo mirksiukas.gif
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QUOTE(Limcamca @ 2010 02 17, 20:34)
Pirmiausiai vyras turi susitvarkyti visus dokumentus del darbo  mirksiukas.gif

O issamiau ka nors? Tarkim jei butu dok susitvarkes? ax.gif
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QUOTE(pretty_woman @ 2010 02 17, 19:19)
O issamiau ka nors? Tarkim jei butu dok susitvarkes?  ax.gif

tada einat i savo Counsul`a ir ten duos pildyti formas su daugybe klausimu ir svartys,o tada greiciausiai i eile"pastatys",jei atitiksit visus reikalavimus.Bet ,kaip ir sake Limcamca pirmiausiai reikia legaliai dirbti ir visus dokumentus susitvarkyti
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Jungsiuosi ir as prie jusu ir lauksiu patarimu 4u.gif Atsitiko labai nenumatyti dalykai. Pries metus gyvenome name(nuomavomes), draugai liko be namu, tai pasiule mums detis su jais ir eit gyvent kartu(mes jau turejome dukryte maza, ji laukesi nestuke.gif )..pagalvojom ir sutikome, nes tas namas irgi jau pelijo, senas ir nejaukus buvo. Kai susiradome sita labai patiko, bet, kad ji issinuomoti teko moketi agentui, bet tuo metu piniginiai reikalai buvo neblogi(net vaiko pinigu nebuvom susitvarke, nes kaip ir nereikejo, Mb statybose uztektinai uzdirbdavo)... Ir atejo metas, kai statybose darbo mazejo, beveik visai neliko, gyvenom is susitaupytu pinigu(as buvau grizus i darba part time), bet dabar visai riesta verysad.gif As netekau darbo(pati isejau, nes nesutapo su Mb darbo valandom) Draugai issiskyre, inai isvaziavo(siandien) pas save i gimtine, o isai pasake, kad jam cia neapsimoka gyvent, nes jam darbe duoda buta vos uz 100£ i menesi, paskambino musu agentui ir pasake, kad mes issikraustom...o mes liekam ant ledo. Namo sutartis kaip tik baigiasi balandzio 5(agentas pasake, kad mes nama imeme visi ir jis negali musu palikti jai jie isvaziuoja, nes namas nuomojamas visas, o ne kambariai). Liekam benamiai, nes neturim pinigu nei naujam butui nei net kambariui, ar depozitui verysad.gif grazins mums depozita 600£ bet ka jie pades? verysad.gif O blogiausia mes negalime naudotis ta teise, kad sedet su vaiku ir niekur neit nes isvaryt neturime teises. kai nuomavomes pakliuvom i labai rimta firma, buvo begale dokumentu, reikejo duoti adresus, telefonus zmoniu kurie tokiu atveju jai mes neturesime uz ka susimoketi, jie padengs musu islaidas doh.gif Daveme pazystamo anglo(Mb bendradarbio), bet jis tikrai uz mus nieko nemokes unsure.gif I Lt grizt negalim, nes pas mane namie ner vietos o pas Mb tevai geria ir namukas kaime kritines bukles) rytoj einame pokalbio su jais(tiksliau Mb eis vienas, nes as su savo anglu kalba ten nelabai ka padesiu o ir siaip numanau, kad tik forma duos kokia uzpildyt), turime tik menesi laiko, ar gali valstybe padeti per toki trumpa laika, aisku konsulinio buto tikrai nesitikim, per trumpas laikas, bet ka nors, kad ir issinuomot buta, depozita padengt? Neturim tokiu draugu kurie priglaustu, gyvenam netoli Oxfordo, o cia lietuviai arba studentai arba prasigere(tokiu daug blush2.gif )Zinot, vat dabar galvoju...gyvenam cia 5 metai, dirbom, nei karto neatsiemem permoketu pinigu valstybei, neprasem jokiu pasalpu vaikui(tik dabar nusiuntem del CB dokumentus) Mb vis sakydavo, kad yra kurie blogiau uz mus gyvena ir jiems tu pinigu reikia labiau nei mums, o va kaip atsitiko verysad.gif
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O jai mes patys susirastume buta ar imanoma, kad jie pades mums susimoketi depozita?Mum to uztektu, paskui jau patys kaip nors blush2.gif Imtume is banko paskola, bet jau paimta masinai blush2.gif
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QUOTE(Mimi08 @ 2010 03 03, 18:41)
O jai mes patys susirastume buta ar imanoma, kad jie pades mums susimoketi depozita?Mum to uztektu, paskui jau patys kaip nors blush2.gif Imtume is banko paskola, bet jau paimta masinai  blush2.gif

Įmanoma, bet turite kreiptis į savo council. Galite dar internete po savo council puslapį pasižvalgyti. O kokios jūsų rajone būsto kainos?
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QUOTE(Mimi08 @ 2010 03 03, 17:41)
O jai mes patys susirastume buta ar imanoma, kad jie pades mums susimoketi depozita?Mum to uztektu, paskui jau patys kaip nors blush2.gif Imtume is banko paskola, bet jau paimta masinai  blush2.gif

turite kelis variantus
Passing the tenancy on to someone else
The tenant is leaving and wants to pass the tenancy on
Passing on a tenancy to someone else is called assignment. The rules about who can and who cannot assign tenancies are very complex.

If you want to assign your tenancy to someone else, you should always consult an experienced adviser, for example, at a Citizens advice Bureau


Budgeting loans
Budgeting loans can help with essential lump sum expenses which are difficult to budget for when you are living on means-tested benefits. Budgeting loans have to be paid back to the social fund, but they are interest-free. This means you only have to pay back the amount you are awarded. You won't get a budgeting loan just because you are eligible to apply. The decision will be made following a review of your circumstances.

Who can apply for a budgeting loan
You can apply for a budgeting loan if you are getting Income Support, income-based Jobseeker’s Allowance (JSA), income-related Employment and Support Allowance (ESA) or Pension Credit on the day that you apply. In addition, you must have been on one of these benefits for at least 26 weeks. Breaks of 28 days or less in your claim will be ignored.

You cannot receive a full budgeting loan if you or your partner have more than £1,000 in capital (£2,000 if you or your partner is 60 or over). If you have capital above this amount, your budgeting loan award will be reduced by the amount of excess capital.

What expenses can a budgeting loan be made for
A budgeting loan can only be awarded for essential items or services in certain categories of expense. You can apply for a budgeting loan for help with furniture and household equipment, clothing and footwear. You can apply for help with rent in advance or removal expenses to new accommodation. You can apply for help with the costs of improvement, maintenance and security of your home. You can apply for help with essential travelling expenses and expenses associated with getting or starting a job. You can also apply for a budgeting loan for help with hire purchase payments and other debts, if the money was borrowed for expenses in any of the other categories.

Before you apply for a budgeting loan, you should check whether you are able to apply for a community care grant, or entitled to a maternity grant or funeral payment, as these grants do not have to be repaid.

How to apply for a budgeting loan
You can apply for a budgeting loan on form SF500, which is available from local benefit offices.

In England, Wales and Scotland, you can download a copy of the form from the Department for Work and Pensions website at: www.dwp.gov.uk. In Northern Ireland, you can download a copy of the form from the website of the Department for Social Development at: www.dsdni.gov.uk.

Because budgeting loans depend on your circumstances, you must answer all the questions on the form which apply. You do not have to specify exactly what you need or why, but you must indicate the category of the expenses for which you want a loan and the amount of money required (see under What expenses can a budgeting loan be made for, above).

If you would like help with applying for a budgeting loan, you should ask an experienced adviser, for example, at a Citizens Advice Bureau.
The budgeting loan decision
The minimum amount of budgeting loan that you can be awarded is £100, and the maximum amount is £1,500. The award will be decided by looking at your circumstances, at any existing budgeting loan you owe, any capital you have over the capital limit, and your ability to repay the loan. The award will also depend on the district Social Fund budget. The budgeting loan decision will tell you how much you can borrow and what the repayment rates will be – it may offer you more than one arrangement. A loan should normally be repaid within 104 weeks (2 years).

If a budgeting loan is refused, or you are awarded less than you applied for, you can ask the benefit office to look at the decision again. If you are still unhappy with the outcome you can ask for a review by the Independent Review Service for the Social Fund (IRS). This is an independent organisation completely separate from the benefit office. You can find out more about the IRS at
www.irs-review.org.uk.


Crisis loans
Crisis loans provide help for people who need money quickly because of expenses in an emergency or disaster. They can also help with rent in advance in certain circumstances. Crisis loans have to be paid back to the Social Fund, but they are interest-free. This means you will not have to pay back more than the amount of the loan. Crisis loans are discretionary which means that you will not get one just because you are eligible to apply. The benefit office will decide whether to pay you anything based on how much money is in the district Social Fund budget, and how urgently you need help.

Who can apply for a crisis loan
You can apply for a crisis loan if you are 16 or over and do not have the resources to meet the immediate short-term needs of yourself and your family. You have to be in this situation at the time that a decision is made on your application for a crisis loan. You do not have to be on benefit, but you must not have any money available which you could use instead. Some people are excluded from crisis loans, so in addition, you must not be a person who is excluded from getting a crisis loan. A crisis loan cannot be awarded if you have applied for the same item or service within the previous 28 days unless your circumstances have changed.

Who cannot get a crisis loan
You are excluded from crisis loans and cannot be paid one if:-

•you are in a care home or in hospital, unless you are going to be discharged within the next two weeks
•you are a prisoner being held in prison or on home leave
•you are a member of a religious order which meets all your accommodation and living costs
•you are under 19 and in full-time education (unless you are getting Income Support, income-based Jobseeker’s Allowance or income-related Employment and Support Allowance).
Some other groups of people can only get a crisis loan in exceptional circumstances, for example some students, people on strike and people who have been disallowed from other benefits. Your immigration status will also affect whether you can get a crisis loan or not.

If you are not sure whether you can get a crisis loan, you should consult an experienced adviser, for example, at a Citizens Advice Bureau. To search for details of your nearest CAB, including those that can give advice by email, click on nearest CAB.

What expenses can a crisis loan be made for
A crisis loan can be paid for any specific need unless it is an excluded expense. However, the need must have arisen because of an emergency or disaster, or because you have to pay rent in advance in certain circumstances. An emergency or a disaster could be a fire or flood, or some other event which means you need something very quickly which you cannot afford. The crisis loan must be the only way that you can avoid serious damage or risk to the health or safety of you or a member of your family.

Crisis loan for rent in advance
If the crisis loan is for rent in advance, this must be payable to a private or social housing landlord, not to a local authority. You can only get a crisis loan for rent in advance if you have been awarded a community care grant to establish yourself in the community when you leave care (see under heading Community care grants), or because you need to pay the rent to avoid damage or risk to you or your family following an emergency or disaster. If you have problems paying rent in advance and these circumstances do not apply, you may be able to get help through a budgeting loan instead (see under heading Budgeting loans).

What expenses are excluded from crisis loans
Certain expenses are excluded from crisis loans. For example, you cannot get a crisis loan for any expense outside the United Kingdom, the costs of a school uniform, travelling expenses to and from school, school meals, medical costs, housing expenses or expenses that could be covered by a maternity grant or funeral payment.

If you want to check which expenses are excluded from a crisis loan, you should ask an experienced adviser, for example, at a Citizens Advice Bureau. To search for details of your nearest CAB, including those that can give advice by email, click on nearest CAB.

How to apply for a crisis loan
Before applying for a crisis loan, you should check whether you are eligible for a community care grant, or entitled to a maternity or funeral payment, as these do not have to be repaid.

You can apply for a crisis loan on form SF401, which is available from local benefit offices. In England, Wales and Scotland, you can download a copy of the form on the Department for Work and Pensions website at www.dwp.gov.uk. In Northern Ireland, you can download a copy of the form from the website of the Department for Social Development at: www.dsdni.gov.uk or you can apply by calling: 0800 028 8822.

If you have a suitable bank account, you may be paid immediately. You must be able to confirm your identity over the phone.

Because crisis loans are discretionary, it is important to include all relevant information on the application form. If you want help applying for a crisis loan, you should consult an experienced adviser, for example, at a Citizens Advice Bureau.

If you have applied for help with your living expenses two or more times in the past 12 months, you will normally have to attend an interview at the Jobcentre Plus Office.

The crisis loan decision
The benefit office will tell you whether they can pay you anything, and if so how much. There is no minimum amount which can be awarded. The maximum amount is £1,500 but there are also set maximum amounts for living expenses. For other expenses, the maximum is the reasonable cost of the item or service which you need. When deciding how much to award, the benefit office will take into account how much you can afford to repay. Loans should normally be repaid within 104 weeks (2 years).

If you are refused a crisis loan or you get less than you asked for, you can ask the benefit office to look at the decision again. If you are still not happy with the outcome you can ask for a review by the Independent Review Service for the Social Fund (IRS). This is an independent organisation completely separate from the benefit office. You can find out more about the IRS at www.irs-review.org.uk.


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